Since the start of Amicam Insurance Group, one goal has remained steadfast—to build an organization that our customers can rely upon. We know that when it comes to protecting the things that are most important to you, it’s important to make the best choice.
Amicam Insurance Group goes the extra mile to educate our clients on the numerous insurance options. We educate ourselves by learning about your personal situation and then finding the best insurance at the lowest possible price.
Please feel free to contact us with any questions or comments. Call (888) 247-5428 or send by email by filling out the form on our contact page.
Term Life Insurance is life insurance that you pay for during a specified length of time or term – generally one to 30 years. You select the amount of the death benefit or face value to meet your needs.
Premiums, or payments, which can be the same amount or increase with time, must be made monthly, quarterly, semi-annually, or annually. If you die during the term of coverage, the face amount of your policy will be paid to your beneficiaries. Term insurance policies do not accumulate cash value and usually offer lower premiums than other life insurance products with the same face value.Learn More
Universal Life is permanent insurance that has the potential to accumulate cash value. However, it offers additional features and options. For example, you can increase or decrease your policy’s face amount to accommodate your changing protection needs. You can also increase or decrease the dollar amount of your premium payments and make additional lump sum payments to your policy. Since a Universal Life policy accrues cash value, you can borrow against for any purpose.
You have the option to skip premium payments if your account has accrued sufficient value. A Universal Life policy also has the potential to earn a higher rate of return than a whole life policy, although there is a risk that your rate of return could drop.Learn More
Whole Life Insurance is life insurance that you own for your entire lifetime. The amount of the death benefit or face value can be selected to meet your needs.Learn More
Final Expense insurance is life insurance that helps provide the money you need to pay medical bills, funeral expenses, legal fees or unpaid bills. It is an insurance policy that lets you decide how your assets are distributed.Learn More
Hospital indemnity plans, also known as hospital and surgical health insurance plans, can be a temporary solution for individuals and families without a traditional health insurance plan as well as long-term supplemental coverage for those who do and want some extra benefits. This type of plan fixed payment amounts and lump-sum cash benefits for specific services and care. It is important to note that hospital indemnity does not cover catastrophic care and is not intended to be a replacement for major medical insurance.
Plans can be paid for by the day, week, or month depending on what is needed.Learn More
The importance of having health insurance effects both health and personal financial wellness.Learn About Benefits
Medicare is a federal health insurance program that pays for a variety of health care expenses. Medicare beneficiaries are typically senior citizens aged 65 and older, certain people with disabilities, and those with ESRD. Medicare includes Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance).View Videos
Amicam Insurance Group made choosing the right plan a stress-free experience. Our insurance needs changed and we were unclear as to all the options. Amicam got to know us and helped us choose the best plan at the right price. We feel we have a partner now thanks to the staff at Amicam.